About Us
Our Commitment to Quality
We are committed to help both small and large businesses navigate through the changes in health insurance.
How We Can Help You
We are contracted with the best Insurance Carriers for health insurance and supplemental policies in Tennessee. This allows us to find you affordable coverage that also meet the needs of your employees.
See the Difference
By having multiple Insurance Carriers to quote through, we are able to show you a cost analysis to help determine what will work best for your company. We work with your office administrator to help sign up new employees, term employees and much more!
What We Cover
Coverage #1
-Group Health Insurance
-Group Supplemental Coverage
-Dental/Vision/Short Term Disability/Long Term Disability/GAP plans/Life Insurance
Coverage #2
-Individual Non-ACA health insurance policies
-Individual Dental and Vision Insurance
-Prepaid Dental Plans with no cap on annual payout
Coverage #3
-Life Insurance Policies that are guaranteed and also underwritten plans
-Long Term Care policies
To Name a few:
Insurance Carriers
For Business Insurance, we are contracted with the following:
-Aetna
-Blue Cross Blue Shield of TN.
-Cigna
-Humana
-Trustmark
-United Healthcare
Supplemental Carriers
-Assurant/Sunlife
-Ameriplan
-BCBST
-Colonial Life
-Delta Dental of TN
-Guardian Life
-Symetra
-USAble
Health Insurance for Individuals
-National General
-New Era Life
-United HealthOne
Supplement Policies for Individuals
-Assurant/Sunlife Prepaid Dental Plans
-Blue Cross Blue Shield of TN
-Delta Dental of TN
-Humana
-National General
-United HealthOne
FAQs
Q: I missed the deadline to sign up for ACA compliant healthcare. Do I have any options?
A: If you do not have any pre-existing conditions, you can see if you qualify for a short term plan that will cover illness or injury that may occur. These plans can now be written for 360 days of continuous coverage. You can also get an effective date for the following day!
Q: I have a small business with 5 employees and would like to offer health insurance. Can we put a health insurance plan in?
A: Yes you can with 75% participation.
Q: What would my business be required to contribute towards an employee's premium and what is considered Full time?
A: As a business owner, you are required to contribute 50% of the employee only premium cost. An employee must average working 30+ hours a week in order to qualify.